Spanish Pet Insurance

Pet Insurance is an excellent way to protect you from emergency veterinary costs. The facts are that one out of three pets need some type of veterinary services every year, and veterinary medicine has come a long way in the last few decades so that much more can be done for sick animals when  years ago the only option was euthanasia.  But all this pet care comes at a cost.

The cost of animal drugs is also increasing so that although you can help your sick animal the bill might be prohibitive. And no-one wants to put down a beloved animal for lack of money.  In order to avoid such situations many insurance companies in Spain offer health insurance for pets where the owner pays an annual premium (which might be around €80 for a dog and €50 for a cat). This premium normally covers the owner against vet bills up to a certain annual level as well as other liabilities which might include:

• Kennel or cattery fees

• Accidental death

• Reimbursement for advertising costs if your pet is lost or stolen

• Loss of your pet through straying or theft

• Third Party Liability insurance if your pet bites someone or causes injury.

Normally dogs between the age of 2 months and 10 years old are eligible for pet insurance coverage. With cats the range is usually between two months and 8 years. Most insurance companies stipulate that your pet must be vaccinated against common sicknesses with dogs needing vaccinations for distemper, hepatitis, leptospirosis, parvovirus, and rabies while cats should be protected against for feline infectious enteritis, feline leukaemia and rabies. Many insurers also ask that your pet be micro-chipped beforehand to ensure that you animal remains as safe as possible.Many companies that offer pet insurance in Spain advertise that rates that are totally independent of the number of claims you might make in any given year, so there is no need to worry about the insurance premium being doubled or tripled because your pet needed treatment.

You can get online quotes for pet insurance in Marbella at www.protectpet.eu and www.expatinsuranceinspain.com